Bill log » History » Version 69
Version 68 (Woozle Hypertwin, 02/05/2020 10:36 PM) → Version 69/71 (Woozle Hypertwin, 02/05/2020 10:50 PM)
h1. Bill log
Log of bills paid, for eventual entry into banking app.
h2. 2020-02-05
* *Water bill*: $99.21 auto-deducted from Fidelity
** changed to Simple/shared via credit card #
** when this comes out, verify that there's no surcharge for using a card
* *CarMax*: $191.80 scheduled for deduction today
** Tried to change to Simple, but it complained that the payment would be late... so, do this later.
* Fidelity checking had $118.87, so transferred $200 from savings to be sure both of the above are covered.
* *Dominion Energy* $138.51 - paid Simple shared, Reference number: 036361511520
* *Duke Energy* $238.61 - paid Simple shared, Confirmation No. 41063842
h3. credit cards
* *CareCredit MC*
** *current balance*: $5,577.83 (-177.00 credit / overlimit)
** *statement balance*: $5,324.59 ($174.00 minimum payment, due 02/14)
** *interest was*: $115.08
* *Chase Visa*
** *current balance*: $3,475.80 ($24.20 credit left)
** *statement balance*: ($3,115.80 remaining, $0 minimum payment, would be due 02/07)
* *State Farm Visa*
** *current balance*: $4279.29 ($220.00 credit left)
** *statement balance*: ($92.14 minimum payment due 02/19)
h3. student loans
* Zander (Navient: "login":https://www.navient.com/ "wiki":/projects/zander/wiki/FAFSA): $220.21 due, paid from Simple/W Confirmation Number 158611143E due
** Simple/W is *0227
** Simple/Z is *6058
* Benjamin (Nelnet: "login":https://www.nelnet.com/ "wiki":/projects/ben/wiki/Nelnet): $59.59 due 02/11, paid from Simple/W Confirmation Number: 170746434
h2. 2020-01-26
To cover Sheffa on 1/30:
* Chase Visa: paid $200 from Simple - Confirmation number 4510835855
To cover Molly on 1/28:
* CareCredit MC: paid $200 from Simple - conf # 4535385457
h2. 2020-01-13
To cover Molly on 1/14:
* Care Credit MC: paid $190 from Simple - conf # 0431601152
h2. 2020-01-05
* PSNC/Dominion: $159.82 - paid Fidelity, Reference number: 005338851520
* Duke Energy: $238.62 - paid Fidelity, Confirmation No. 40553051
* State Farm home insurance: $1102.00 - Confirmation: #2X2629NK
* Chase Visa (due 1/7):
** *Current Balance*: $3,137.08
** *Statement Balance*: $2,957.08
** *Minimum payment*: $67.00
** *paid*:
*** Fidelity: (409.05, call it) $410 - Confirmation number 4477207410
*** Simple: none
* Care Credit MC (due 1/8):
** *Current Balance*: $5,289.20
** *Statement Balance*: $4,567.72
** *Minimum payment*: $155.00
** *paid*:
*** Fidelity: (165.73, call it) $170 - confirmation # 5029108533
*** Simple: (365.91, call it) $370 - confirmation # 4629109365
* State Farm Visa (due 1/19):
** *Current Balance*: $4,327.15
** *Statement Balance*: $4,327.15
** *Minimum payment*: $96.36
** *paid*:
*** Fidelity: (51.36, but minimum is 96.36, call it) $100 - confirmation # 135-20787-20
*** Simple: none
* student loans:
** Zander (Navient: "login":https://www.navient.com/ "wiki":/projects/zander/wiki/FAFSA): $220.21 doe 1/7 - paid Simple - Confirmation Number 156563762E
** Benjamin (Nelnet: "login":https://www.nelnet.com/ "wiki":/projects/ben/wiki/Nelnet): $59.59 due 1/11 - paid Simple - Confirmation Number: 168791855
h2. 2019-12-06
* Navient - paid 220.21 from Simple, conf# 154744135E
h2. 2019-12-04
* State Farm auto -- web site was not showing anything due until I specifically clicked on "car insurance"
** paid $221.40 - Fidelity - Confirmation: #2W28U8ML
* PSNC: $108.52 - Fidelity - Reference number: 338337281519
* Duke Energy: $231.22 - Fidelity - Confirmation No. 40062180
* Spectrum is paid from CareCredit MC
* CareCredit MC:
** *credit limit*: $5,400.00
** *statement balance*: $4,772.60
** *current balance*: $5,027.72
** *due*: $77.00 by 12/7
** *paid*:
*** *Fidelity*: need $269.60, call it $270 - conf# 0919866003
*** *Simple*: need $810.11, call it $815 - conf# 1219866405
* Chase Visa:
** *credit limit*: $3,500
** *statement balance*: $3,298.03 remaining
** *current balance*: $3,489.33
** *due*: 156.00 by 12/8 (on statement, but already paid $320 earlier)
** *paid*:
*** *Fidelity*: need $580.45, call it $585 - conf# 4426772674
*** *Simple*: need $161.96, call it $165 - conf# 4426777133 (scheduled for 12/5)
* State Farm:
** *credit limit*: $4,500.00
** *statement balance*: $4,375.79
** *current balance*: $4,375.79
** *due*: $98.75 by 12/19
** *paid*:
*** *Fidelity*: need $53.75, but minimum is $98.75, call it $100 - conf# 135-1491228-19
*** *Simple*: (none)
h2. 2019-11-20
Paying Chase Visa because I accidentally charged a small eBay purchase to it and want to make sure that goes through, plus Sheffa tomorrow, and right now it's overlimit
Chase Visa
** *credit limit*: 3500
** *statement balance*: $3,618.03 remaining
** *current balance*: $3,618.03
** *paid*: ($180+15+118.03, call it 200+120) $320 - Simple - Confirmation number 4404558139
h2. 2019-11-06
* PSNC: $17.59 - Fidelity - Reference number: 310037719519
* Duke Energy: $284.34 - Fidelity - Confirmation No. 39618530
* CarMax $191.xx was paid automatically from Fidelity
h2. 2019-11-05
Paying credit cards only, because some of those are due soonest:
* my share of expenses
* reimbursed amounts
* minimum on State Farm.
* ignoring last batch of household expenses
* Chase Visa
** *credit limit*: 3500
** *statement balance*: $3,248.31
** *current balance*: 3660.27
** *paid*:
*** Simple: (167.32 in charges) $170 - Confirmation number 4381917765
*** set up a payment from Fidelity, but was supposed to be for CareCredit: -Confirmation number 4381933251- CANCELLED
* CareCredit MC
** *credit limit*: 5400
** *statement balance*: $4,317.89
** *current balance*: 4,999.17
** *paid*:
*** Simple: (212.33 in charges) $215 - conf # 4811650933
*** Fidelity: (409 for S medical) $410 - conf # 4111651050
* State Farm Visa:
** *credit limit*: 4500
** *statement balance*: 4422.04
** *current balance*: 4422.04
** *paid*:
*** Fidelity: (98.47 minimum) $100 - conf # 135-1370161-19
h2. 2019-10-24
Chase Visa went over because Sheffa
* *Chase Visa*
** from Fidelity: $110 - Confirmation number 4363521458
*** ok to move this amount from savings temporarily if needed
h2. 2019-10-05
There just isn't enough to pay back everything. Have to change paradigms.
* *Chase Visa* -
** from Simple: $276.24 - Confirmation number 4334408176
** from Fidelity: nothing this month
*** ideally $1327.71
* *State Farm Visa*
** from Simple: $107.50 - conf # 135-1238626-19
** from Fidelity: nothing this month
*** ideally $881.21
* *CareCredit MC*
** minimum due: $86.00
** from Simple: $20.00 due, paid $200 - conf # 3702966030
** from Fidelity: nothing this month
*** ideally $1042.92
h2. 2019-10-03
* Dominion Energy: $10.70 - paid Fidelity - Reference number: 276035431519
* Duke Energy: $306.35 - paid Fidelity - Confirmation No. 39067620
* water bill $63.91 - -will be auto-paid Fidelity on the 9th-
** manually paid from Fidelity on 9th - Confirmation # 597957438
** Had to be paid manually because for some reason it was going through S's Fidelity Visa; switched it to e-check
* CarMax $191.80 - will be auto-paid Fidelity on the 5th
* Spectrum $44.99 - will be auto-paid CCMC near end-of-month, I think
* *Chase Visa*
** current balance: $3,488.73
** statement balance: $2864.18, with $2670.20 remaining
* *State Farm Visa*
** current balance: $4,476.07
** statement balance: $4,476.07
* *CareCredit MC*
** current balance: $3,928.66
** statement balance: $2,636.46
h2. 2019-10-01
Went over limit on Chase (at Costco), so...
* *Chase Visa*
** Paid $190 from Simple Banking - Confirmation number 4327050532
h2. 2019-09-12
Went over limit on State Farm, so...
* *State Farm Visa*
** current balance: $4,522.12 ($22.12 over)
** statement balance: (should be same as 9/4)
** to pay:
*** 100.00 from Simple - conf # 135-1135333-19
**** (just because Simple has the funds and Fidelity doesn't)
h2. 2019-09-04
Utilities:
* Dominion: $10.70 - paid Fidelity - Reference number: 247053101519
* Duke Energy: $233.05 - paid Fidelity - Confirmation No. 38582218
* Spectrum is paid from a credit card
* water: $158.26 - paid Fidelity - Confirmation # 569678014
* State Farm auto insurance: $436.79 due 9/20
** paid $221.39 - Fidelity - Confirmation: #2T2MJ6P4
Credit cards:
* *CareCredit MC*
** current balance: $2,684.56
** statement balance: $2,339.59
** to pay:
*** 466.05 from Fidelity - conf # 1193863578
*** 100.00 from Simple, actually paid $300 - conf # 4093865516
* *Chase Visa*
** current balance: $3,673.20
** statement balance: $2,875.65
** to pay:
*** 695.34 from Fidelity - Confirmation number 4285476875
*** 186.20 from Simple - actually paid $200 8/5 - Confirmation number 4285479965
* *State Farm Visa*
** current balance: $4,466.17
** statement balance: $3,785.60
** to pay:
*** 198.24 from Fidelity - conf # 135-1102792-19
total statement balances: (2,339.59 + 2,875.65 + 3,785.60 = ) 9000.84
Fidelity balance:
* $1,651.29 (after moving a bunch to savings)
* -10.70 Dominion
* -233.05 Duke E.
* -$191.80 CarMax 9/17
* -$221.39 auto insurance
* ======
* = $994.35
* We need a total of 1359.63 from Fidelity.
* Need to move (994.35 - 1359.63 =) 365.28 back just to pay cards
* Will move back $500 in order to have some margin, leaving $510.45 in savings
h2. 2019-08-19 Chase re-do
* PAID $500 from SHCU Confirmation number 4261791973
h2. 2019-08-17 Chase went over
* Chase Visa
** current balance: $3,141.37
** credit limit: $3000
** expecting at least another $180 on 8/29 (Sheffa)
** -PAID $400 from Simple - Confirmation number 4259216182-
*** (2019-08-19) must have accidentally selected "current balance", because it tried to charge Simple $3,141.37; re-did
h2. 2019-08-03 (credit cards)
* Chase Visa
** current balance: $2,857.67
** statement balance: $2,394.11
** interest: $31.33
** PAID:
*** -$391.33- $400 from Fidelity - Confirmation number 4236726655
*** -$218.55- $220 from Simple (8/10) - Confirmation number 4236733287
* State Farm Visa:
** current balance: $4,464.79
** statement balance: $4,317.36
** interest: $51.94
** PAID:
*** -$728.20- $730 from Fidelity - conf # 135-967300-19
* CareCredit MC:
** current balance: $2,618.53
** statement balance: $2,273.54
** interest: $49.99
** PAID:
*** -$219.42- $500.00 from Fidelity - conf # 2485019121
total statement balances: (2,394.11 + 4,317.36 +2,273.54 = ) 8985.01
Fidelity:
* 2649.78
* -312.16 utils
* -400.00 Chase
* -730.00 SFVisa
=========
* 1207.62 left for CCMC + monthly budget
* -300.00 back into savings
* -500.00 for CCMC
=========
* 407.62 household budget
h2. 2019-08-02 (utilities)
* Dominion (PSNC): $10.70 - paid Fidelity - Reference number: 214030920519
* Duke Energy: $301.46 - paid Fidelity - Confirmation No. 38077249
h2. 2019-07-03
* Dominion (PSNC): $10.70 - paid Fidelity, Reference number: 184027250519
* Duke Energy: $259.54 - paid Fidelity, Confirmation No. 37612315
* CarMax: $191.80 will be paid (presumably from Fidelity) on the 5th
* Water bill - $56.40 autopay
* Spectrum - autopay
* Chase Visa
** current balance: $3,132.78
** statement balance: $2,540.28
** interest: 30.20
** paid $333 - Fidelity - Confirmation number 4190675274
** paid $617 - Simple (7/4) - Confirmation number 4190676914
* State Farm Visa
** current balance: $4,205.21
** statement balance: $3,689.16
** interest: 27.35
** paid $100 - Fidelity - conf # 135-836494-19
* CareCredit MC
** current balance: 2599.11
** statement balance: 2,554.12
** interest: none yet; is 27%, so estimate 57.47
** paid $500 - Fidelity - conf # 5776719440
h2. 2019-06-16
Belatedly remembered
* Lowe's - $387.05 (electric mower) - paid Fidelity - Confirmation #: 1898517827
h2. 2019-06-09
* WWC: $2,379.12
** for summer class plus ~$60 "convenience fee" for using credit card
** paid from CareCredit MC at 6/9/2019 4:44:44 PM
h2. 2019-06-03
* CarMax - $191.80 will come out on June 5
* PSNC - $15.31 - paid from Fidelity - ref #154049711519
* Duke Energy - $200.02 - paid from Fidelity - conf #37116885
* water/sewer - "YOU HAVE A CREDIT BALANCE, PLEASE DO NOT SEND PAYMENT."
* Duke Health: Sandy - $176.60 - paid from Fidelity - Authorization code:412049
* CareCredit - $98.93 (Dentist charge apparently not processed yet) - paid Fidelity - conf #4868221805
* State Farm Visa -
** current balance: $1,505.43
** statement balance: $1,505.43
** paid $300 - Fidelity - conf # 135-701506-19
* Chase Visa -
** current balance: $2,914.19
** statement balance: $2,333.43
*** household: 122.6 + 20.65 = 143.25
*** medical: 180 + 180 + 180 = 540
*** web stuff: 5 + 190.65 + 30.11 + 13.65 = 239.41
** paid -
*** household + medical + 100 = 683.25 - paid from Fidelity - Confirmation number 4143538214
*** web stuff = 239.41 - paid from Simple - Confirmation number 4143546757
Fidelity balance 4,002.60
h2. 2019-05-18
* Spectrum - $ 98.93 - paid from CareCredit - Authorization Number: 01865B
** ...because they changed the due date
** Also re-enrolled in auto-pay, which apparently always comes out on the due date (no way to adjust).
h2. 2019-05-03
* Dominion: $51.45 - paid Fidelity, Reference number: 123257057519
h2. 2019-04-30
* Dominion: no bill yet
* Duke Energy $175.52 - from Fidelity, Confirmation No. 36591852
* CareCredit
** current balance $222.77 - from Fidelity, conf # 0358776093
** statement balance $200.00
* State Farm Visa
** Current Balance $1,785.92
** statement balance $1,785.92
** charges:
*** $145 vet (household)
*** $18 FBI (w transition)
** paid $300 from Fidelity, conf # 135-545622-19
* Chase Visa
** current balance $2,973.36
** statement balance $2,569.30
** charges:
*** $540 Sheffa x 3 (recoupable - household)
*** $44.06 + 23.95 + 13.95 + 13.95 = $95.91 (domreg - W projects)
*** 190.65 DigitalOcean (hosting - W projects)
*** $122.60 Republic (household)
*** $21.38 Vonage (household)
*** $60.93 Asiana (household)
*** $15.28 gas (household)
*** $71.11 China Buffet (household)
*** $40.67 interest (household)
*** some of these were probably counted last month, so I'm just going to pay the total and that will probably pay it down a bit
*** household: 540+122.6+21.38+60.93+15.28+71.11+40.67 = *$871.97*
*** W projects: 95.91+190.65 = *$286.56*
** paid:
*** $900 from Fidelity, Confirmation number 4090974797
*** $290 from Simple, Confirmation number 4090984575
h2. 2019-04-25
* water/sewer (paymentus.com)
** $61.52 from Fidelity via ACH, Confirmation #474799710
** $56.69 from Fidelity via ACH, Confirmation #474870292
*** This was "overdue" because apparently it didn't go through, but there was nothing in the subject header of the confirmation to suggest a problem
h2. 2019-04-06
* PSNC $138.71 - paid Fidelity, Reference number: 096360417519
* Duke Energy $179.16 - paid Fidelity, Confirmation No. 36256025
h2. 2019-04-05
* Chase Visa
** current balance $3,782.08
** statement balance $3,214.83
** new charges:
*** business: 190.65 + 13.95 + 13.95 = 218.55
*** household: 180 + 21.38 + 60.93 + 15.28 + 71.11 + 36.14 + 122.88 + 30.62 + 25.44 + 65 + 180 + 173 = 981.78
** paid:
*** $1200 from Fidelity, Confirmation number 4056309560
*** $220 from Simple, 4/6, Confirmation number 4056311580
* CareCredit MC
** current balance $123.10 - paid from Fidelity, confirmation number 2952755874
h2. 2019-04-04
* State Farm Insurance - $252.48 - paid Fidelity, Confirmation: #2P2Q52CV
* State Farm Visa - paid $300 (amt spent ~x2) Fidelity, confirmation #135-435286-19
* Lincoln Community Health Center (via Duke portal) - $188.10 - paid Simple, Authorization code:562144
h2. 2019-03-11
* CareCredit - balance $4,106.61 - paid Fidelity, confirmation # 2545635340
h2. 2019-03-08
* Chase
** new charges since 3/3: $474.06 - paid Fidelity - Confirmation number 4012569564
*** 3/6 $173.00 - B dentist
*** 3/7 $180.00 - Sheffa
*** 3/8 25.44 - gas (Nissan)
*** 3/8 65.00 - Durham Co-op
*** 3/8 30.62 - Fresh Market
h2. 2019-03-06
* Spectrum $44.99 - paid Fidelity - Authorization Number: 252279
h2. 2019-03-03
* PSNC $172.83 - paid Fidelity - Reference number: 062326922519
** "...is becoming Dominion Energy"
* Duke Energy $175.72 - paid Fidelity - Confirmation No. 35688207
* Chase Visa
** current balance $3,428.45 - OVER LIMIT
*** new charges for Feb: $190.65 + $16.16 + $13.95 + $180.00 + $39.67 + 190.65 + $16.16 + $13.95
**** household: 180 (S medical) + $39.67 (int) + $122.88
**** dadmoney: $190.65 + $16.16 + $13.95
*** paid $342.53 Fidelity - Confirmation number 4003903589
*** paid $220.76 Simple - conf #4003904693 (scheduled for 3/4)
*** will probably need to pay more in order not to go overlimit again
* State Farm Visa
** current balance $1,921.74
** new charges for Feb: $24.82 (int)
** paid $44.82 (min) Fidelity - conf #135-288012-19
* CareCredit MC
** current balance $4,244.61
** new charges for Feb: $92.54 (int)
** paid $138.00 (min) - Fidelity - conf #0643213598
** planning to pay more (hopefully in full) once car is purchased
* State Farm other:
** auto insurance $358.18 - paid Fidelity - Confirmation: #2N2WH8ZM
* Better World Club
** 07:58 can't pay now, need credit card number
h2. 2019-02-05
* State Farm Visa
** current balance = $1,940.93
** statement balance =
** minimum due = $44.01 - paid from Simple, conf #135-163050-19
* Chase Visa
** current balance = $3,415.79
** statement balance = $2,821.08 remanining of $3,138.56 total
** minimum due = $0
** PAID $360 (anticipated expenses) from Simple, Confirmation number 3963487306
* CareCredit: paid $500 from Simple, conf #2635527772
* Spectrum - paid $44.99 from Fidelity (no conf#)
h2. 2019-02-02
* PSNC $190.60 - paid Fidelity - Reference number: 033372038519
* Duke Energy $267.98 - paid Fidelity - Confirmation No.c35227662
* CareCredit MS - paid $1000 Fidelity - confirmation number is 0534808416
h2. 2019-01-23
* Chase Visa: **paid $300 from Simple**, Confirmation number 3945194910; xferring $300 from PayPal to Simple
** interest: $40.53
** int rate: 14.24%
** credit limit: $3500
** balance: $3,138.56 (statement), $3,332.51 (current)
* CareCredit:
** interest: $66/mo (will go up slightly the next billing cycle, after I pay Karl)
** int rate: 26.99% (this is quite high)
** credit limit: $5400
** balance: $3653 (statement), $3955 (current)(edited)
* State Farm Visa:
** interest: $24.01
** int rate: 15.24%
** credit limit: $2500
** balance: $1,940.93 (statement/current)
h2. 2019-01-22
* Spectrum (a day late) - $98.73, paid with CareCredit -- Authorization Number: 02200B
** credit card record shows "55432860R5SG2STD3 TWC*TIME WARNER CABLE 910-763-4638 NC"
h2. 2019-01-05
* PSNC: $189.49 - paid Fidelity, Reference number: 005337192519
* Duke Energy: $203.95 - paid Fidelity, Confirmation No. 34807602
* State Farm home insurance: $1174.00 - paid Fidelity, Confirmation: #2M2GC568
* State Farm Visa:
** current balance $2,216.92
** statement balance $2,036.92
** reinbursable: $244
** paid $300 - Fidelity - confirmation #135-22780-19
* Chase Visa:
** current balance $3,675.15
** statement balance $3,128.43
** reimbursable: $360
** paid $700 - Fidelity -- Confirmation number 3919212109
* CareCredit MC:
** current balance $2,910.96
** statement balance $2,910.96
** paid $500 - Fidelity - confirmation #5627180809
Fidelity balance:
* 4,595 (starting)
* - 190 = 4405
* - 204 = 4201
* - 1174 = 3027
Realistically, that's a low figure for our monthly budget, so I don't actually have anything left over to pay with.
In practice, we need to get more from H!mom, and in the meantime I can use PD income to fill in the gap... so let's allocate $1500 to credit cards.
* State Farm - reimburse = $244 / allocate = $300
* Chase - reimburse = $360 / allocate = $700 (because it keeps popping over -- e.g. Dr. Byrne probably did that this week)
* CareCredit - reimburse = $0 / allocate = $500
h2. Archive
* [[Bill log 2018]]
* [[Bill log 2017]]
Log of bills paid, for eventual entry into banking app.
h2. 2020-02-05
* *Water bill*: $99.21 auto-deducted from Fidelity
** changed to Simple/shared via credit card #
** when this comes out, verify that there's no surcharge for using a card
* *CarMax*: $191.80 scheduled for deduction today
** Tried to change to Simple, but it complained that the payment would be late... so, do this later.
* Fidelity checking had $118.87, so transferred $200 from savings to be sure both of the above are covered.
* *Dominion Energy* $138.51 - paid Simple shared, Reference number: 036361511520
* *Duke Energy* $238.61 - paid Simple shared, Confirmation No. 41063842
h3. credit cards
* *CareCredit MC*
** *current balance*: $5,577.83 (-177.00 credit / overlimit)
** *statement balance*: $5,324.59 ($174.00 minimum payment, due 02/14)
** *interest was*: $115.08
* *Chase Visa*
** *current balance*: $3,475.80 ($24.20 credit left)
** *statement balance*: ($3,115.80 remaining, $0 minimum payment, would be due 02/07)
* *State Farm Visa*
** *current balance*: $4279.29 ($220.00 credit left)
** *statement balance*: ($92.14 minimum payment due 02/19)
h3. student loans
* Zander (Navient: "login":https://www.navient.com/ "wiki":/projects/zander/wiki/FAFSA): $220.21 due, paid from Simple/W Confirmation Number 158611143E due
** Simple/W is *0227
** Simple/Z is *6058
* Benjamin (Nelnet: "login":https://www.nelnet.com/ "wiki":/projects/ben/wiki/Nelnet): $59.59 due 02/11, paid from Simple/W Confirmation Number: 170746434
h2. 2020-01-26
To cover Sheffa on 1/30:
* Chase Visa: paid $200 from Simple - Confirmation number 4510835855
To cover Molly on 1/28:
* CareCredit MC: paid $200 from Simple - conf # 4535385457
h2. 2020-01-13
To cover Molly on 1/14:
* Care Credit MC: paid $190 from Simple - conf # 0431601152
h2. 2020-01-05
* PSNC/Dominion: $159.82 - paid Fidelity, Reference number: 005338851520
* Duke Energy: $238.62 - paid Fidelity, Confirmation No. 40553051
* State Farm home insurance: $1102.00 - Confirmation: #2X2629NK
* Chase Visa (due 1/7):
** *Current Balance*: $3,137.08
** *Statement Balance*: $2,957.08
** *Minimum payment*: $67.00
** *paid*:
*** Fidelity: (409.05, call it) $410 - Confirmation number 4477207410
*** Simple: none
* Care Credit MC (due 1/8):
** *Current Balance*: $5,289.20
** *Statement Balance*: $4,567.72
** *Minimum payment*: $155.00
** *paid*:
*** Fidelity: (165.73, call it) $170 - confirmation # 5029108533
*** Simple: (365.91, call it) $370 - confirmation # 4629109365
* State Farm Visa (due 1/19):
** *Current Balance*: $4,327.15
** *Statement Balance*: $4,327.15
** *Minimum payment*: $96.36
** *paid*:
*** Fidelity: (51.36, but minimum is 96.36, call it) $100 - confirmation # 135-20787-20
*** Simple: none
* student loans:
** Zander (Navient: "login":https://www.navient.com/ "wiki":/projects/zander/wiki/FAFSA): $220.21 doe 1/7 - paid Simple - Confirmation Number 156563762E
** Benjamin (Nelnet: "login":https://www.nelnet.com/ "wiki":/projects/ben/wiki/Nelnet): $59.59 due 1/11 - paid Simple - Confirmation Number: 168791855
h2. 2019-12-06
* Navient - paid 220.21 from Simple, conf# 154744135E
h2. 2019-12-04
* State Farm auto -- web site was not showing anything due until I specifically clicked on "car insurance"
** paid $221.40 - Fidelity - Confirmation: #2W28U8ML
* PSNC: $108.52 - Fidelity - Reference number: 338337281519
* Duke Energy: $231.22 - Fidelity - Confirmation No. 40062180
* Spectrum is paid from CareCredit MC
* CareCredit MC:
** *credit limit*: $5,400.00
** *statement balance*: $4,772.60
** *current balance*: $5,027.72
** *due*: $77.00 by 12/7
** *paid*:
*** *Fidelity*: need $269.60, call it $270 - conf# 0919866003
*** *Simple*: need $810.11, call it $815 - conf# 1219866405
* Chase Visa:
** *credit limit*: $3,500
** *statement balance*: $3,298.03 remaining
** *current balance*: $3,489.33
** *due*: 156.00 by 12/8 (on statement, but already paid $320 earlier)
** *paid*:
*** *Fidelity*: need $580.45, call it $585 - conf# 4426772674
*** *Simple*: need $161.96, call it $165 - conf# 4426777133 (scheduled for 12/5)
* State Farm:
** *credit limit*: $4,500.00
** *statement balance*: $4,375.79
** *current balance*: $4,375.79
** *due*: $98.75 by 12/19
** *paid*:
*** *Fidelity*: need $53.75, but minimum is $98.75, call it $100 - conf# 135-1491228-19
*** *Simple*: (none)
h2. 2019-11-20
Paying Chase Visa because I accidentally charged a small eBay purchase to it and want to make sure that goes through, plus Sheffa tomorrow, and right now it's overlimit
Chase Visa
** *credit limit*: 3500
** *statement balance*: $3,618.03 remaining
** *current balance*: $3,618.03
** *paid*: ($180+15+118.03, call it 200+120) $320 - Simple - Confirmation number 4404558139
h2. 2019-11-06
* PSNC: $17.59 - Fidelity - Reference number: 310037719519
* Duke Energy: $284.34 - Fidelity - Confirmation No. 39618530
* CarMax $191.xx was paid automatically from Fidelity
h2. 2019-11-05
Paying credit cards only, because some of those are due soonest:
* my share of expenses
* reimbursed amounts
* minimum on State Farm.
* ignoring last batch of household expenses
* Chase Visa
** *credit limit*: 3500
** *statement balance*: $3,248.31
** *current balance*: 3660.27
** *paid*:
*** Simple: (167.32 in charges) $170 - Confirmation number 4381917765
*** set up a payment from Fidelity, but was supposed to be for CareCredit: -Confirmation number 4381933251- CANCELLED
* CareCredit MC
** *credit limit*: 5400
** *statement balance*: $4,317.89
** *current balance*: 4,999.17
** *paid*:
*** Simple: (212.33 in charges) $215 - conf # 4811650933
*** Fidelity: (409 for S medical) $410 - conf # 4111651050
* State Farm Visa:
** *credit limit*: 4500
** *statement balance*: 4422.04
** *current balance*: 4422.04
** *paid*:
*** Fidelity: (98.47 minimum) $100 - conf # 135-1370161-19
h2. 2019-10-24
Chase Visa went over because Sheffa
* *Chase Visa*
** from Fidelity: $110 - Confirmation number 4363521458
*** ok to move this amount from savings temporarily if needed
h2. 2019-10-05
There just isn't enough to pay back everything. Have to change paradigms.
* *Chase Visa* -
** from Simple: $276.24 - Confirmation number 4334408176
** from Fidelity: nothing this month
*** ideally $1327.71
* *State Farm Visa*
** from Simple: $107.50 - conf # 135-1238626-19
** from Fidelity: nothing this month
*** ideally $881.21
* *CareCredit MC*
** minimum due: $86.00
** from Simple: $20.00 due, paid $200 - conf # 3702966030
** from Fidelity: nothing this month
*** ideally $1042.92
h2. 2019-10-03
* Dominion Energy: $10.70 - paid Fidelity - Reference number: 276035431519
* Duke Energy: $306.35 - paid Fidelity - Confirmation No. 39067620
* water bill $63.91 - -will be auto-paid Fidelity on the 9th-
** manually paid from Fidelity on 9th - Confirmation # 597957438
** Had to be paid manually because for some reason it was going through S's Fidelity Visa; switched it to e-check
* CarMax $191.80 - will be auto-paid Fidelity on the 5th
* Spectrum $44.99 - will be auto-paid CCMC near end-of-month, I think
* *Chase Visa*
** current balance: $3,488.73
** statement balance: $2864.18, with $2670.20 remaining
* *State Farm Visa*
** current balance: $4,476.07
** statement balance: $4,476.07
* *CareCredit MC*
** current balance: $3,928.66
** statement balance: $2,636.46
h2. 2019-10-01
Went over limit on Chase (at Costco), so...
* *Chase Visa*
** Paid $190 from Simple Banking - Confirmation number 4327050532
h2. 2019-09-12
Went over limit on State Farm, so...
* *State Farm Visa*
** current balance: $4,522.12 ($22.12 over)
** statement balance: (should be same as 9/4)
** to pay:
*** 100.00 from Simple - conf # 135-1135333-19
**** (just because Simple has the funds and Fidelity doesn't)
h2. 2019-09-04
Utilities:
* Dominion: $10.70 - paid Fidelity - Reference number: 247053101519
* Duke Energy: $233.05 - paid Fidelity - Confirmation No. 38582218
* Spectrum is paid from a credit card
* water: $158.26 - paid Fidelity - Confirmation # 569678014
* State Farm auto insurance: $436.79 due 9/20
** paid $221.39 - Fidelity - Confirmation: #2T2MJ6P4
Credit cards:
* *CareCredit MC*
** current balance: $2,684.56
** statement balance: $2,339.59
** to pay:
*** 466.05 from Fidelity - conf # 1193863578
*** 100.00 from Simple, actually paid $300 - conf # 4093865516
* *Chase Visa*
** current balance: $3,673.20
** statement balance: $2,875.65
** to pay:
*** 695.34 from Fidelity - Confirmation number 4285476875
*** 186.20 from Simple - actually paid $200 8/5 - Confirmation number 4285479965
* *State Farm Visa*
** current balance: $4,466.17
** statement balance: $3,785.60
** to pay:
*** 198.24 from Fidelity - conf # 135-1102792-19
total statement balances: (2,339.59 + 2,875.65 + 3,785.60 = ) 9000.84
Fidelity balance:
* $1,651.29 (after moving a bunch to savings)
* -10.70 Dominion
* -233.05 Duke E.
* -$191.80 CarMax 9/17
* -$221.39 auto insurance
* ======
* = $994.35
* We need a total of 1359.63 from Fidelity.
* Need to move (994.35 - 1359.63 =) 365.28 back just to pay cards
* Will move back $500 in order to have some margin, leaving $510.45 in savings
h2. 2019-08-19 Chase re-do
* PAID $500 from SHCU Confirmation number 4261791973
h2. 2019-08-17 Chase went over
* Chase Visa
** current balance: $3,141.37
** credit limit: $3000
** expecting at least another $180 on 8/29 (Sheffa)
** -PAID $400 from Simple - Confirmation number 4259216182-
*** (2019-08-19) must have accidentally selected "current balance", because it tried to charge Simple $3,141.37; re-did
h2. 2019-08-03 (credit cards)
* Chase Visa
** current balance: $2,857.67
** statement balance: $2,394.11
** interest: $31.33
** PAID:
*** -$391.33- $400 from Fidelity - Confirmation number 4236726655
*** -$218.55- $220 from Simple (8/10) - Confirmation number 4236733287
* State Farm Visa:
** current balance: $4,464.79
** statement balance: $4,317.36
** interest: $51.94
** PAID:
*** -$728.20- $730 from Fidelity - conf # 135-967300-19
* CareCredit MC:
** current balance: $2,618.53
** statement balance: $2,273.54
** interest: $49.99
** PAID:
*** -$219.42- $500.00 from Fidelity - conf # 2485019121
total statement balances: (2,394.11 + 4,317.36 +2,273.54 = ) 8985.01
Fidelity:
* 2649.78
* -312.16 utils
* -400.00 Chase
* -730.00 SFVisa
=========
* 1207.62 left for CCMC + monthly budget
* -300.00 back into savings
* -500.00 for CCMC
=========
* 407.62 household budget
h2. 2019-08-02 (utilities)
* Dominion (PSNC): $10.70 - paid Fidelity - Reference number: 214030920519
* Duke Energy: $301.46 - paid Fidelity - Confirmation No. 38077249
h2. 2019-07-03
* Dominion (PSNC): $10.70 - paid Fidelity, Reference number: 184027250519
* Duke Energy: $259.54 - paid Fidelity, Confirmation No. 37612315
* CarMax: $191.80 will be paid (presumably from Fidelity) on the 5th
* Water bill - $56.40 autopay
* Spectrum - autopay
* Chase Visa
** current balance: $3,132.78
** statement balance: $2,540.28
** interest: 30.20
** paid $333 - Fidelity - Confirmation number 4190675274
** paid $617 - Simple (7/4) - Confirmation number 4190676914
* State Farm Visa
** current balance: $4,205.21
** statement balance: $3,689.16
** interest: 27.35
** paid $100 - Fidelity - conf # 135-836494-19
* CareCredit MC
** current balance: 2599.11
** statement balance: 2,554.12
** interest: none yet; is 27%, so estimate 57.47
** paid $500 - Fidelity - conf # 5776719440
h2. 2019-06-16
Belatedly remembered
* Lowe's - $387.05 (electric mower) - paid Fidelity - Confirmation #: 1898517827
h2. 2019-06-09
* WWC: $2,379.12
** for summer class plus ~$60 "convenience fee" for using credit card
** paid from CareCredit MC at 6/9/2019 4:44:44 PM
h2. 2019-06-03
* CarMax - $191.80 will come out on June 5
* PSNC - $15.31 - paid from Fidelity - ref #154049711519
* Duke Energy - $200.02 - paid from Fidelity - conf #37116885
* water/sewer - "YOU HAVE A CREDIT BALANCE, PLEASE DO NOT SEND PAYMENT."
* Duke Health: Sandy - $176.60 - paid from Fidelity - Authorization code:412049
* CareCredit - $98.93 (Dentist charge apparently not processed yet) - paid Fidelity - conf #4868221805
* State Farm Visa -
** current balance: $1,505.43
** statement balance: $1,505.43
** paid $300 - Fidelity - conf # 135-701506-19
* Chase Visa -
** current balance: $2,914.19
** statement balance: $2,333.43
*** household: 122.6 + 20.65 = 143.25
*** medical: 180 + 180 + 180 = 540
*** web stuff: 5 + 190.65 + 30.11 + 13.65 = 239.41
** paid -
*** household + medical + 100 = 683.25 - paid from Fidelity - Confirmation number 4143538214
*** web stuff = 239.41 - paid from Simple - Confirmation number 4143546757
Fidelity balance 4,002.60
h2. 2019-05-18
* Spectrum - $ 98.93 - paid from CareCredit - Authorization Number: 01865B
** ...because they changed the due date
** Also re-enrolled in auto-pay, which apparently always comes out on the due date (no way to adjust).
h2. 2019-05-03
* Dominion: $51.45 - paid Fidelity, Reference number: 123257057519
h2. 2019-04-30
* Dominion: no bill yet
* Duke Energy $175.52 - from Fidelity, Confirmation No. 36591852
* CareCredit
** current balance $222.77 - from Fidelity, conf # 0358776093
** statement balance $200.00
* State Farm Visa
** Current Balance $1,785.92
** statement balance $1,785.92
** charges:
*** $145 vet (household)
*** $18 FBI (w transition)
** paid $300 from Fidelity, conf # 135-545622-19
* Chase Visa
** current balance $2,973.36
** statement balance $2,569.30
** charges:
*** $540 Sheffa x 3 (recoupable - household)
*** $44.06 + 23.95 + 13.95 + 13.95 = $95.91 (domreg - W projects)
*** 190.65 DigitalOcean (hosting - W projects)
*** $122.60 Republic (household)
*** $21.38 Vonage (household)
*** $60.93 Asiana (household)
*** $15.28 gas (household)
*** $71.11 China Buffet (household)
*** $40.67 interest (household)
*** some of these were probably counted last month, so I'm just going to pay the total and that will probably pay it down a bit
*** household: 540+122.6+21.38+60.93+15.28+71.11+40.67 = *$871.97*
*** W projects: 95.91+190.65 = *$286.56*
** paid:
*** $900 from Fidelity, Confirmation number 4090974797
*** $290 from Simple, Confirmation number 4090984575
h2. 2019-04-25
* water/sewer (paymentus.com)
** $61.52 from Fidelity via ACH, Confirmation #474799710
** $56.69 from Fidelity via ACH, Confirmation #474870292
*** This was "overdue" because apparently it didn't go through, but there was nothing in the subject header of the confirmation to suggest a problem
h2. 2019-04-06
* PSNC $138.71 - paid Fidelity, Reference number: 096360417519
* Duke Energy $179.16 - paid Fidelity, Confirmation No. 36256025
h2. 2019-04-05
* Chase Visa
** current balance $3,782.08
** statement balance $3,214.83
** new charges:
*** business: 190.65 + 13.95 + 13.95 = 218.55
*** household: 180 + 21.38 + 60.93 + 15.28 + 71.11 + 36.14 + 122.88 + 30.62 + 25.44 + 65 + 180 + 173 = 981.78
** paid:
*** $1200 from Fidelity, Confirmation number 4056309560
*** $220 from Simple, 4/6, Confirmation number 4056311580
* CareCredit MC
** current balance $123.10 - paid from Fidelity, confirmation number 2952755874
h2. 2019-04-04
* State Farm Insurance - $252.48 - paid Fidelity, Confirmation: #2P2Q52CV
* State Farm Visa - paid $300 (amt spent ~x2) Fidelity, confirmation #135-435286-19
* Lincoln Community Health Center (via Duke portal) - $188.10 - paid Simple, Authorization code:562144
h2. 2019-03-11
* CareCredit - balance $4,106.61 - paid Fidelity, confirmation # 2545635340
h2. 2019-03-08
* Chase
** new charges since 3/3: $474.06 - paid Fidelity - Confirmation number 4012569564
*** 3/6 $173.00 - B dentist
*** 3/7 $180.00 - Sheffa
*** 3/8 25.44 - gas (Nissan)
*** 3/8 65.00 - Durham Co-op
*** 3/8 30.62 - Fresh Market
h2. 2019-03-06
* Spectrum $44.99 - paid Fidelity - Authorization Number: 252279
h2. 2019-03-03
* PSNC $172.83 - paid Fidelity - Reference number: 062326922519
** "...is becoming Dominion Energy"
* Duke Energy $175.72 - paid Fidelity - Confirmation No. 35688207
* Chase Visa
** current balance $3,428.45 - OVER LIMIT
*** new charges for Feb: $190.65 + $16.16 + $13.95 + $180.00 + $39.67 + 190.65 + $16.16 + $13.95
**** household: 180 (S medical) + $39.67 (int) + $122.88
**** dadmoney: $190.65 + $16.16 + $13.95
*** paid $342.53 Fidelity - Confirmation number 4003903589
*** paid $220.76 Simple - conf #4003904693 (scheduled for 3/4)
*** will probably need to pay more in order not to go overlimit again
* State Farm Visa
** current balance $1,921.74
** new charges for Feb: $24.82 (int)
** paid $44.82 (min) Fidelity - conf #135-288012-19
* CareCredit MC
** current balance $4,244.61
** new charges for Feb: $92.54 (int)
** paid $138.00 (min) - Fidelity - conf #0643213598
** planning to pay more (hopefully in full) once car is purchased
* State Farm other:
** auto insurance $358.18 - paid Fidelity - Confirmation: #2N2WH8ZM
* Better World Club
** 07:58 can't pay now, need credit card number
h2. 2019-02-05
* State Farm Visa
** current balance = $1,940.93
** statement balance =
** minimum due = $44.01 - paid from Simple, conf #135-163050-19
* Chase Visa
** current balance = $3,415.79
** statement balance = $2,821.08 remanining of $3,138.56 total
** minimum due = $0
** PAID $360 (anticipated expenses) from Simple, Confirmation number 3963487306
* CareCredit: paid $500 from Simple, conf #2635527772
* Spectrum - paid $44.99 from Fidelity (no conf#)
h2. 2019-02-02
* PSNC $190.60 - paid Fidelity - Reference number: 033372038519
* Duke Energy $267.98 - paid Fidelity - Confirmation No.c35227662
* CareCredit MS - paid $1000 Fidelity - confirmation number is 0534808416
h2. 2019-01-23
* Chase Visa: **paid $300 from Simple**, Confirmation number 3945194910; xferring $300 from PayPal to Simple
** interest: $40.53
** int rate: 14.24%
** credit limit: $3500
** balance: $3,138.56 (statement), $3,332.51 (current)
* CareCredit:
** interest: $66/mo (will go up slightly the next billing cycle, after I pay Karl)
** int rate: 26.99% (this is quite high)
** credit limit: $5400
** balance: $3653 (statement), $3955 (current)(edited)
* State Farm Visa:
** interest: $24.01
** int rate: 15.24%
** credit limit: $2500
** balance: $1,940.93 (statement/current)
h2. 2019-01-22
* Spectrum (a day late) - $98.73, paid with CareCredit -- Authorization Number: 02200B
** credit card record shows "55432860R5SG2STD3 TWC*TIME WARNER CABLE 910-763-4638 NC"
h2. 2019-01-05
* PSNC: $189.49 - paid Fidelity, Reference number: 005337192519
* Duke Energy: $203.95 - paid Fidelity, Confirmation No. 34807602
* State Farm home insurance: $1174.00 - paid Fidelity, Confirmation: #2M2GC568
* State Farm Visa:
** current balance $2,216.92
** statement balance $2,036.92
** reinbursable: $244
** paid $300 - Fidelity - confirmation #135-22780-19
* Chase Visa:
** current balance $3,675.15
** statement balance $3,128.43
** reimbursable: $360
** paid $700 - Fidelity -- Confirmation number 3919212109
* CareCredit MC:
** current balance $2,910.96
** statement balance $2,910.96
** paid $500 - Fidelity - confirmation #5627180809
Fidelity balance:
* 4,595 (starting)
* - 190 = 4405
* - 204 = 4201
* - 1174 = 3027
Realistically, that's a low figure for our monthly budget, so I don't actually have anything left over to pay with.
In practice, we need to get more from H!mom, and in the meantime I can use PD income to fill in the gap... so let's allocate $1500 to credit cards.
* State Farm - reimburse = $244 / allocate = $300
* Chase - reimburse = $360 / allocate = $700 (because it keeps popping over -- e.g. Dr. Byrne probably did that this week)
* CareCredit - reimburse = $0 / allocate = $500
h2. Archive
* [[Bill log 2018]]
* [[Bill log 2017]]