hypertwins » Hypertwin Manor » Hypertwin Manor Confidential

h1. Bill log 2017

h2. 2017-12-20

Paying these from Maidi $10k loan:

* property tax - $5,108.63 (both lots) - transaction #56359376

* home insurance (State Farm) - $1,165.00 - confirmation #2D21Y78G

* Warren Wilson - $2,365.62 - "approved", no number given

* (car insurance not payable yet; possibly billed in March?)

This leaves $1360.75 for paying car insurance and anything else unexpected; ideally, this should be subtracted from the bank balance...

h2. 2017-12-06

* Chase Visa: $1,539.59 (current balance) paid - Confirmation number 3357770220

* State Farm Visa: $122.00 (current balance) paid - confirmation # 135-1583635-17

* PSNC: $113.03 paid - Reference number: 340324757517

* Duke Energy: $192.26 paid - Confirmation No.	34025126896

* water bill: $65.21 was auto-paid on 12/1

* Duke MyChart: nothing due in either account

h2. 2017-11-05

* PSNC: $20.44 paid - Reference number: 309018452517

* Duke Energy: $229.05 - Confirmation No.	30919215119

* State Farm Visa: $1,342.74 current balance

** paid $110.00 from SHCU (to cover last DigitalOcean charge) - confirmation # 135-1436003-17

** paid $1232.74 from Fidelity (remaining statement/current balance) - confirmation # 135-1436005-17

* Chase Visa: $2,265.01 current balance

** $190 (9/13 Molly Parks) + $130 (9/4 Molly Parks) = $320 paid from SHCU

** 2265.01 - 320 = 1945.01 remaining - paid $1945.01 from Fidelity - confirmation # 3315445076

*** Had to schedule this for 11/6 because apparently you can't schedule two payments on the same day

Fidelity:

* 3,052.63 - 20.44 - 229.05 - 1232.74 = 1570.40

* 1570.40 - 1945.01 = -374.61

* transferred $2000 from savings = 1625.39

Oh, right, medical bills:

* paid $238.88 (full balance) for Account #4810160 from Chase Visa - authorization code 08598B

* paid $747.70 (full balance) for Account #1488405 from Chase Visa - Confirmation Code 06287B

h2. 2017-10-03

* PSNC: $10.70 paid, Reference number: 276031217517

* Duke Energy: $279.77 paid, Confirmation No.	27631416772

* Water bill was paid on 9/20

** Set it up to automatically debit Fidelity Bank Visa on the due date

* State Farm Visa: $811.98 statement, $917.36 current

** paying $811.98 confirmation #135-1278743-17 

** pay balance from SHCU later

* Chase Visa: $3,326.69 current, $3,480.54 statement

** paying $1800 (approximately half) Confirmation number 3270788024

3,637.27 - 10.7 - 279.77 - 811.98 = 2534.82

-1800 = 734.82 - should get us through until next week, anyway

h2. 2017-09-20

* Water bill: paid $81.56 (via new payment site) Confirmation # 241008158

h2. 2017-09-18

Note: can't pay entire Chase balance without wiping out checking ''and'' savings & requiring another Vanguard infusion. Wait until Maidi pays expenses. Decided not to pay State Farm either, as what's left would have been less than estimated budget needed until end-of-month.

* Chase Visa: $3,350.54 current balance ($149.46 available): paid $500 to leave room for Sheffa -- Confirmation number 3250597475

h2. 2017-09-06

* PSNC: $10.70 paid Reference number: 249015654517

* Duke Energy: $293.53 paid Confirmation No. 24916311458

* Lowe's: $720.63 (current balance) paid Confirmation Number 1396399474

* State Farm Visa: $25 (minimum) confirmation #  135-1151154-17

** current balance: $637.98

* State Farm auto insurance: $386.64 paid (conf# not immediately available)

* Chase Visa: $3,171.11 current balance ($307.86 available), $2,806.85 last statement, $0 currently due -- <s>paying nothing now</s>

** Paid $200.00 Confirmation number 3235341429 - to cover Sheffa charge tomorrow

Bank balance: $1776 - 11 - 294 - 721 = 750 ... - 25 - 387 = 338

Transferred $5k from Vanguard to Fidelity savings, Confirmation #V016870508

TODO: when it arrives, pay cc balances (Chase and State Farm)

h2. 2017-08-22

* Chase Visa: paid $500 (Confirmation number 3215855588) to leave room for Sheffa charge on 8/24

* MUNIS: $148.48 due 8/31 - paid 8/22 (Transaction Reference Number: 822194002)

h2. 2017-08-05

* Paid NC DMV $161.30 for Benz registration (Payment Date: 8/5/2017 4:19:09 PM)

* Paid Lowe's $115 ($114.94 non-promotional balance) Confirmation Number 1374278768

h2. 2017-08-04

* Chase: paid $1008.03 Confirmation number 3191555457

** $1008.03 statement balance

** $3080.71 current balance

** $25 minimum payment

* State Farm Visa: paid $536.49 (current balance) conf # 135-1001477-17

* PSNC: paid $21.51 Reference number: 216038606517

* Duke Energy: paid $284.95 Confirmation No. 21638998591

* Lowe's: tried to access account, but server was busy. It ''should'' be the case that nothing is due yet.

h2. 2017-07-17

* MUNIS: $77.17 Transaction Reference Number: 717212256

h2. 2017-07-01

* PSNC: site down

* Duke Energy: $198.86 Confirmation No.	18220541898

* Chase Visa: paid $2,303.47 conf # 3145560269

** Statement balance: $812.89

** Current balance $2,303.47

* State Farm Visa:paid $1,142.57 conf # 135-842306-17

** Statement balance: $1,142.57

** Current balance: $1,347.23

* Lowe's credit: $347.01 (current/statement balance) conf # 1347851881

Budget:

* current bal: $2300

** - 200 - 2300 - 1150 - 350 = -$1700

** budget for normal month: 31 days x $100 = $3100

** transfer: (1700 + 3100 =)

h2. 2017-06-24

* MUNIS: $72.14 Transaction Reference Number: 	624193625

* Warren Wilson portal offline until 2017-07-03 (see [http://www.warren-wilson.edu/about/itupgrade this])

h2. 2017-06-03

* PSNC: $20.20 Reference number: 154024090517

h2. 2017-05-27

* Chase Visa: paid $2,511.14 Confirmation number 3099623216

* SF Visa: paid $911.67 (statement balance) conf #135-679365-17

* PSNC: nothing due yet, next meter read 6/28 (current meter read presumably just hasn't shown up yet)

* Duke Energy: $177.28 Confirmation No.	14721222046

Still need to come back for PSNC, but that's the only one.

h2. 2017-05-26

Assessing bills, possibly to just go ahead and pay now since Vanguard money came in:

* MUNIS already paid

* PSNC: nothing due yet; meter read expected today

* Duke Energy: $177.28

* Chase Visa: no minimum due; statement balance was $3,111.14 -- presumably that minus $600 would cover current statement: $2511.14

* SF Visa: $1,392.52 current balance, $911.67 statement balance (I think)

Total needed so far: 50(est) + 177 + 2512 + 912 + 500 (5 days budget) + 60 (overdraft) = 4211, call it $4300

Guilt assuagement: about half of this is those two large car repair bills (from memory: ~$900 each on Nissa and Kestracel)

h2. 2017-05-22

* Chase Visa: paid $600 so there would be enough room for one Molly & two Sheffas before 6/1

** Confirmation number 3092934124

h2. 2017-05-20

* MUNIS: $66.22: Transaction Reference Number: 520143038

** Paying shortly after receipt because due date is now the '''1st''' of the month

h2. 2017-05-04

* State Farm Visa: $328.16 (statement balance) confirmation #135-576649-17

* Chase Visa: $420.23 (statement balance) confirmation #3069446836

* PSNC $34.20 Reference number: 124175220517

* Duke Energy $167.22 Confirmation No.	12475431181

h2. 2017-04-15

* MUNIS: $64.92: Transaction Reference Number: 	415182522

** Paying on receipt because due date is now the 3rd of the month

h2. 2017-04-05

* PSNC: $145.97 Reference number: 095347021517

* Duke Energy: $176.02 Confirmation No.	9547507075

* MUNIS: $61.01 Transaction Reference Number: 	405171744

* State Farm Visa: $1,402.34 (statement balance) confirmation # 135-443423-17

* Chase: $1,485.96 (statement balance) Confirmation number 3031539370

Quick balance - MUNIS already deducted: 3714 - 146 - 176 - 1402 - 1486 = 504

h2. 2017-03-05

* PSNC: $141.35 Reference number: 064329251517

* Duke Energy: $159.01 Confirmation No.	6429514180

* MUNIS: $69.37 Transaction ID: 050317A15-24C5AC4B-D2D8-444A-9710-CD3D73763115

* [https://www.chase.com/ Chase]: was offline most of the day, but managed to pay $843.59 at 17:13 Confirmation number 2990390902

** balance: $2,149.55

** statement: $843.59

** minimum: $25.00

Quick balance before paying Chase (MUNIS already deducted): 1,831.27 - 141.35 - 159.01 = 1530.91

h2. 2017-02-05

* PSNC: $169.68 Reference number: 036331773517

* Duke Energy: $218.74 Confirmation No. 3632112047

* MUNIS: $62.98 Transaction ID: 050217A14-AFDCE165-28C0-43C0-ABE0-81FFC43F5566

* State Farm: $304.14 (current balance) conf #135-161120-17

* Chase Visa: $1,643.84 (statement balance -- mostly A/C repair) conf #2951990049

Bank accounting:

* Quick balance figure: 1805.16 - 169.68 - 218.74 - 304.14 - 1643.84 = -531.24

* H also spending 77.58 -> -608.82

* (MUNIS already shown in online banking)

* 23 days left in February = $2300 est. budget

* 2300 + 608.82 = 2908.82, call it $3000

h2. 2017-01-05

* PSNC: $140.47 Reference number: 005330073517

* Duke Energy: $179.60 Confirmation No.	530219864

* MUNIS: $49.29 Transaction ID: 050117A14-D3E67FE5-3745-4AE0-AFE2-29A82A9744E7

* State Farm Visa: $440.34 (statement balance) conf #135-19504-17

* Chase Visa: $1,554.84 (statement balance) Confirmation number 2912757206

Also: re-depositing MEH #2713

* 2017-01-05 08:46 take 2 - confirmed it now appears in "pending" on phone and tablet

* 2016-12-29 17:09 original attempt