hypertwins » Hypertwin Manor » Hypertwin Manor Confidential

h1. Bill log

Log of bills paid, for eventual entry into banking app.

h2. 2019-10-05

There just isn't enough to pay back everything. Have to change paradigms.

* *Chase Visa* -

** from Simple: $276.24 - Confirmation number 4334408176

** from Fidelity: nothing this month

*** ideally $1327.71

* *State Farm Visa*

** from Simple: $107.50 - conf # 135-1238626-19

** from Fidelity: nothing this month

*** ideally $881.21

* *CareCredit MC*

** minimum due: $86.00

** from Simple:  $20.00 due, paid $200 - conf # 3702966030

** from Fidelity: nothing this month

*** ideally $1042.92

h2. 2019-10-03

* Dominion Energy: $10.70 - paid Fidelity - Reference number: 276035431519

* Duke Energy: $306.35 - paid Fidelity - Confirmation No. 39067620

* water bill $63.91 - will be auto-paid Fidelity on the 9th

* CarMax $191.80 - will be auto-paid Fidelity on the 5th

* Spectrum $44.99 - will be auto-paid CCMC near end-of-month, I think

* *Chase Visa*

** current balance: $3,488.73

** statement balance: $2864.18, with $2670.20 remaining

* *State Farm Visa*

** current balance: $4,476.07

** statement balance: $4,476.07

* *CareCredit MC*

** current balance: $3,928.66

** statement balance: $2,636.46

h2. 2019-10-01

Went over limit on Chase (at Costco), so...

* *Chase Visa*

** Paid $190 from Simple Banking - Confirmation number 4327050532

h2. 2019-09-12

Went over limit on State Farm, so...

* *State Farm Visa*

** current balance: $4,522.12 ($22.12 over)

** statement balance: (should be same as 9/4)

** to pay:

*** 100.00 from Simple - conf # 135-1135333-19

**** (just because Simple has the funds and Fidelity doesn't)

h2. 2019-09-04

Utilities:

* Dominion: $10.70 - paid Fidelity - Reference number: 247053101519

* Duke Energy: $233.05 - paid Fidelity - Confirmation No. 38582218

* Spectrum is paid from a credit card

* water: $158.26 - paid Fidelity - Confirmation # 569678014

* State Farm auto insurance: $436.79 due 9/20

** paid $221.39 - Fidelity - Confirmation: #2T2MJ6P4

Credit cards:

* *CareCredit MC*

** current balance: $2,684.56

** statement balance: $2,339.59

** to pay:

*** 466.05 from Fidelity - conf # 1193863578

*** 100.00 from Simple, actually paid $300 - conf # 4093865516

* *Chase Visa*

** current balance: $3,673.20

** statement balance: $2,875.65

** to pay:

*** 695.34 from Fidelity - Confirmation number 4285476875

*** 186.20 from Simple - actually paid $200 8/5 - Confirmation number 4285479965

* *State Farm Visa*

** current balance: $4,466.17

** statement balance: $3,785.60

** to pay:

*** 198.24 from Fidelity - conf # 135-1102792-19

total statement balances: (2,339.59 + 2,875.65 + 3,785.60 = ) 9000.84

Fidelity balance: 

* $1,651.29 (after moving a bunch to savings)

* -10.70 Dominion

* -233.05 Duke E.

* -$191.80 CarMax 9/17

* -$221.39 auto insurance

* ======

* = $994.35

* We need a total of 1359.63 from Fidelity.

* Need to move (994.35 - 1359.63 =) 365.28 back just to pay cards

* Will move back $500 in order to have some margin, leaving $510.45 in savings

h2. 2019-08-19 Chase re-do

* PAID $500 from SHCU Confirmation number 4261791973

h2. 2019-08-17 Chase went over

* Chase Visa

** current balance: $3,141.37

** credit limit: $3000

** expecting at least another $180 on 8/29 (Sheffa)

** -PAID $400 from Simple - Confirmation number 4259216182-

*** (2019-08-19) must have accidentally selected "current balance", because it tried to charge Simple $3,141.37; re-did

h2. 2019-08-03 (credit cards)

* Chase Visa

** current balance: $2,857.67

** statement balance: $2,394.11

** interest: $31.33

** PAID:

*** -$391.33- $400 from Fidelity - Confirmation number 4236726655

*** -$218.55- $220 from Simple (8/10) - Confirmation number 4236733287

* State Farm Visa:

** current balance: $4,464.79

** statement balance: $4,317.36

** interest: $51.94

** PAID:

*** -$728.20- $730 from Fidelity - conf # 135-967300-19

* CareCredit MC:

** current balance: $2,618.53

** statement balance: $2,273.54

** interest: $49.99

** PAID:

*** -$219.42- $500.00 from Fidelity - conf # 2485019121

total statement balances: (2,394.11 + 4,317.36 +2,273.54 = ) 8985.01

Fidelity:

* 2649.78

* -312.16 utils

* -400.00 Chase

* -730.00 SFVisa

=========

* 1207.62 left for CCMC + monthly budget

* -300.00 back into savings

* -500.00 for CCMC

=========

*  407.62 household budget

h2. 2019-08-02 (utilities)

* Dominion (PSNC): $10.70 - paid Fidelity - Reference number: 214030920519

* Duke Energy: $301.46 - paid Fidelity - Confirmation No. 	38077249

h2. 2019-07-03

* Dominion (PSNC): $10.70 - paid Fidelity, Reference number: 184027250519

* Duke Energy: $259.54 - paid Fidelity, Confirmation No. 	37612315

* CarMax: $191.80 will be paid (presumably from Fidelity) on the 5th

* Water bill - $56.40 autopay 

* Spectrum - autopay

* Chase Visa

** current balance: $3,132.78

** statement balance: $2,540.28

** interest: 30.20

** paid $333 - Fidelity - Confirmation number 4190675274

** paid $617 - Simple (7/4) - Confirmation number 4190676914

* State Farm Visa

** current balance: $4,205.21

** statement balance: $3,689.16

** interest: 27.35

** paid $100 - Fidelity - conf # 135-836494-19 

* CareCredit MC

** current balance: 2599.11

** statement balance: 2,554.12

** interest: none yet; is 27%, so estimate 57.47

** paid $500 - Fidelity - conf # 5776719440

h2. 2019-06-16

Belatedly remembered

* Lowe's - $387.05 (electric mower) - paid Fidelity - Confirmation #: 1898517827

h2. 2019-06-09

* WWC: $2,379.12

** for summer class plus ~$60 "convenience fee" for using credit card

** paid from CareCredit MC at 6/9/2019 4:44:44 PM

h2. 2019-06-03

* CarMax - $191.80 will come out on June 5

* PSNC - $15.31 - paid from Fidelity - ref #154049711519

* Duke Energy - $200.02 - paid from Fidelity - conf #37116885

* water/sewer - "YOU HAVE A CREDIT BALANCE, PLEASE DO NOT SEND PAYMENT."

* Duke Health: Sandy - $176.60 - paid from Fidelity - Authorization code:412049

* CareCredit - $98.93 (Dentist charge apparently not processed yet) - paid Fidelity - conf #4868221805

* State Farm Visa - 

** current balance: $1,505.43

** statement balance: $1,505.43

** paid $300 - Fidelity - conf # 135-701506-19

* Chase Visa -

** current balance: $2,914.19

** statement balance: $2,333.43

*** household: 122.6 + 20.65 = 143.25

*** medical: 180 + 180 + 180 = 540

*** web stuff: 5 + 190.65 + 30.11 + 13.65 = 239.41

** paid -

*** household + medical + 100 = 683.25 - paid from Fidelity - Confirmation number 4143538214

*** web stuff = 239.41 - paid from Simple - Confirmation number 4143546757

Fidelity balance 4,002.60

h2. 2019-05-18

* Spectrum - $ 98.93 - paid from CareCredit -  Authorization Number: 01865B

** ...because they changed the due date

** Also re-enrolled in auto-pay, which apparently always comes out on the due date (no way to adjust).

h2. 2019-05-03

* Dominion: $51.45 - paid Fidelity, Reference number: 123257057519

h2. 2019-04-30

* Dominion: no bill yet

* Duke Energy $175.52 - from Fidelity, Confirmation No. 	36591852

* CareCredit

** current balance $222.77 - from Fidelity, conf # 0358776093

** statement balance $200.00

* State Farm Visa

** Current Balance 	$1,785.92 

** statement balance $1,785.92

** charges:

*** $145 vet (household)

*** $18 FBI (w transition)

** paid $300 from Fidelity, conf # 135-545622-19

* Chase Visa

** current balance $2,973.36

** statement balance $2,569.30

** charges:

*** $540 Sheffa x 3 (recoupable - household)

*** $44.06 + 23.95 + 13.95 + 13.95 = $95.91 (domreg - W projects)

*** 190.65 DigitalOcean (hosting - W projects)

*** $122.60 Republic (household)

*** $21.38 Vonage (household)

*** $60.93 Asiana (household)

*** $15.28 gas (household)

*** $71.11 China Buffet (household)

*** $40.67 interest (household)

*** some of these were probably counted last month, so I'm just going to pay the total and that will probably pay it down a bit

*** household: 540+122.6+21.38+60.93+15.28+71.11+40.67 = *$871.97*

*** W projects: 95.91+190.65 = *$286.56*

** paid:

*** $900 from Fidelity, Confirmation number 4090974797

*** $290 from Simple, Confirmation number 4090984575

h2. 2019-04-25

* water/sewer (paymentus.com)

** $61.52 from Fidelity via ACH, Confirmation #474799710

** $56.69 from Fidelity via ACH, Confirmation #474870292

*** This was "overdue" because apparently it didn't go through, but there was nothing in the subject header of the confirmation to suggest a problem

h2. 2019-04-06

* PSNC $138.71 - paid Fidelity, Reference number: 096360417519

* Duke Energy $179.16 - paid Fidelity, Confirmation No. 	36256025

h2. 2019-04-05

* Chase Visa

** current balance $3,782.08

** statement balance $3,214.83

** new charges:

*** business: 190.65 + 13.95 + 13.95 = 218.55

*** household: 180 + 21.38 + 60.93 + 15.28 + 71.11 + 36.14 + 122.88 + 30.62 + 25.44 + 65 + 180 + 173 = 981.78

** paid:

*** $1200 from Fidelity, Confirmation number 4056309560 

*** $220 from Simple, 4/6, Confirmation number 4056311580

* CareCredit MC

** current balance $123.10 - paid from Fidelity, confirmation number 2952755874

h2. 2019-04-04

* State Farm Insurance - $252.48 - paid Fidelity, Confirmation: #2P2Q52CV

* State Farm Visa - paid $300 (amt spent ~x2) Fidelity, confirmation #135-435286-19

* Lincoln Community Health Center (via Duke portal) - $188.10 - paid Simple, Authorization code:562144

h2. 2019-03-11

* CareCredit - balance $4,106.61 - paid Fidelity, confirmation # 2545635340

h2. 2019-03-08

* Chase

** new charges since 3/3: $474.06 - paid Fidelity - Confirmation number 4012569564

*** 3/6 $173.00 - B dentist

*** 3/7 $180.00 - Sheffa

*** 3/8 25.44 - gas (Nissan)

*** 3/8 65.00 - Durham Co-op

*** 3/8 30.62 - Fresh Market

h2. 2019-03-06

* Spectrum $44.99 - paid Fidelity -  Authorization Number: 252279 

h2. 2019-03-03

* PSNC $172.83 - paid Fidelity - Reference number: 062326922519

** "...is becoming Dominion Energy"

* Duke Energy $175.72 - paid Fidelity - Confirmation No. 35688207

* Chase Visa

** current balance $3,428.45 - OVER LIMIT

*** new charges for Feb: $190.65 + $16.16 + $13.95 + $180.00 + $39.67 + 190.65 + $16.16 + $13.95

**** household: 180 (S medical) + $39.67 (int) + $122.88

**** dadmoney: $190.65 + $16.16 + $13.95

*** paid $342.53 Fidelity - Confirmation number 4003903589

*** paid $220.76 Simple - conf #4003904693 (scheduled for 3/4)

*** will probably need to pay more in order not to go overlimit again

* State Farm Visa

** current balance $1,921.74

** new charges for Feb: $24.82 (int)

** paid $44.82 (min) Fidelity - conf #135-288012-19 

* CareCredit MC

** current balance $4,244.61

** new charges for Feb: $92.54 (int)

** paid $138.00 (min) - Fidelity - conf #0643213598

** planning to pay more (hopefully in full) once car is purchased

* State Farm other:

** auto insurance $358.18 - paid Fidelity - Confirmation: #2N2WH8ZM

* Better World Club

** 07:58 can't pay now, need credit card number

h2. 2019-02-05

* State Farm Visa

** current balance = $1,940.93

** statement balance = 

** minimum due = $44.01 - paid from Simple, conf #135-163050-19

* Chase Visa

** current balance = $3,415.79

** statement balance = $2,821.08 remanining of $3,138.56 total

** minimum due = $0

** PAID $360 (anticipated expenses) from Simple, Confirmation number 3963487306

* CareCredit: paid $500 from Simple, conf #2635527772

* Spectrum - paid $44.99 from Fidelity (no conf#)

h2. 2019-02-02

* PSNC $190.60 - paid Fidelity - Reference number: 033372038519

* Duke Energy $267.98 - paid Fidelity - Confirmation No.c35227662

* CareCredit MS - paid $1000 Fidelity - confirmation number is 0534808416

h2. 2019-01-23

* Chase Visa: **paid $300 from Simple**, Confirmation number 3945194910; xferring $300 from PayPal to Simple

** interest: $40.53

** int rate: 14.24%

** credit limit: $3500

** balance: $3,138.56 (statement), $3,332.51 (current)

* CareCredit:

** interest: $66/mo (will go up slightly the next billing cycle, after I pay Karl)

** int rate: 26.99% (this is quite high)

** credit limit: $5400

** balance: $3653 (statement), $3955 (current)(edited)

* State Farm Visa:

** interest: $24.01

** int rate: 15.24%

** credit limit: $2500

** balance: $1,940.93 (statement/current)

h2. 2019-01-22

* Spectrum (a day late) - $98.73, paid with CareCredit -- Authorization Number: 02200B

** credit card record shows "55432860R5SG2STD3 TWC*TIME WARNER CABLE 910-763-4638 NC"

h2. 2019-01-05

* PSNC: $189.49 - paid Fidelity, Reference number: 005337192519

* Duke Energy: $203.95 - paid Fidelity, Confirmation No. 34807602

* State Farm home insurance: $1174.00 - paid Fidelity, Confirmation: #2M2GC568

* State Farm Visa:

** current balance $2,216.92

** statement balance $2,036.92

** reinbursable: $244

** paid $300 - Fidelity - confirmation #135-22780-19

* Chase Visa:

** current balance $3,675.15

** statement balance $3,128.43

** reimbursable: $360

** paid $700 - Fidelity -- Confirmation number 3919212109

* CareCredit MC:

** current balance $2,910.96

** statement balance $2,910.96

** paid $500 - Fidelity - confirmation #5627180809

Fidelity balance:

* 4,595 (starting)

* - 190 = 4405

* - 204 = 4201

* - 1174 = 3027

Realistically, that's a low figure for our monthly budget, so I don't actually have anything left over to pay with.

In practice, we need to get more from H!mom, and in the meantime I can use PD income to fill in the gap... so let's allocate $1500 to credit cards.

* State Farm - reimburse = $244 / allocate = $300

* Chase - reimburse = $360 / allocate = $700 (because it keeps popping over -- e.g. Dr. Byrne probably did that this week)

* CareCredit - reimburse = $0 / allocate = $500

h2. Archive 

* [[Bill log 2018]]

* [[Bill log 2017]]